While advances in medicine allow people to live longer, questions are often raised about life-sustaining treatment terminally ill patients may or may not want to receive. Those who fail to formally declare these wishes in writing to family members and medical professionals run the risk of having the courts make these decisions.

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Life insurance can be an integral part of an estate plan

Many people are confused by advance directives for health care. They are unsure what type of directives are available. and whether or not they need directives at all, especially if they are young. There are several types of advance directives....